Fractional CFO Leadership
Receive ongoing CFO-level financial leadership, including analysis, budgeting, profitability assessment, performance monitoring, and strategic guidance integrated with accounting and reporting.
ZenStrategies provides fractional CFO leadership for established Toledo businesses seeking clearer cash flow, stronger profitability, and more confident decisions. Our integrated approach connects financial analysis, forecasting, budgeting, reporting, tax strategy, and operational guidance, helping owners understand what their numbers mean and plan strategically for sustainable growth in Ohio’s competitive business environment.
Strategic financial leadership, forecasting, and performance guidance for established businesses planning growth and stronger operations.
Receive ongoing CFO-level financial leadership, including analysis, budgeting, profitability assessment, performance monitoring, and strategic guidance integrated with accounting and reporting.
Use forward-looking cash flow planning to evaluate expected inflows, outflows, spending, staffing, debt obligations, and growth opportunities with greater clarity.
Connect financial information with business operations through profitability analysis, projections, KPI monitoring, and strategic planning designed to support informed decisions.
Toledo business owners can gain a clearer view of financial performance without adding a full-time CFO position. ZenStrategies combines ongoing accounting, reporting, cash flow forecasting, profitability analysis, budgeting, and strategic guidance to help established businesses understand trends, manage challenges, and evaluate growth opportunities. For Ohio companies navigating changing operating conditions, this integrated perspective supports more confident decisions and stronger long-term stability.
See how integrated financial guidance can help business owners understand performance and plan with greater confidence.
Get integrated financial leadership grounded in experience, analysis, and practical business guidance.
Benefit from more than 20 years helping Ohio-based business owners plan strategically and understand their finances.
Connect CFO-level strategy with accounting, reporting, tax planning, and operational insight in one advisory relationship.
Use technology-enabled reporting and analysis to turn financial information into practical business decisions.
Receive guidance that considers the full picture of your business, from cash flow and taxes to profitability and growth.
Experienced advisors and analysts support Ohio business owners with clarity and strategy.
Founder and CEO
Beth Loxley is the Founder and CEO of ZenStrategies, bringing nearly three decades of experience in small business finance, tax strategy, and operations to Ohio-based business owners. For over 20 years, Beth has led the firm's vision, client strategy, and growth initiatives, helping businesses at every stage—from startups to scaling enterprises—gain financial clarity and strategic direction. Her holistic approach to accounting and business advisory combines deep tax planning expertise with practical operational guidance, empowering clients to make smarter, more confident decisions. Beth is deeply committed to the Ohio business community, understanding the unique challenges local entrepreneurs face. Under her leadership, ZenStrategies has become a trusted partner for business owners seeking clarity, strategy, and stability, with a focus on reducing taxes, improving profitability, and supporting sustainable, confident growth year after year.
Client Operations Director
Tod Loxley serves as Client Operations Director at ZenStrategies, where he oversees business direction and strategic planning for the firm's Ohio-based clients. He brings a unique blend of manufacturing operations management and global IT leadership experience to his role, allowing him to approach client challenges from both an operational and technological perspective. Tod's background equips him to help streamline processes and improve efficiency for growth-oriented businesses navigating complex financial and operational decisions. His strategic insight complements ZenStrategies' holistic advisory approach, ensuring clients receive well-rounded support that extends beyond traditional accounting. Tod is dedicated to helping Ohio business owners build stable foundations and confidently pursue growth, leveraging his diverse professional experience to deliver practical, results-driven guidance tailored to each client's unique needs.
Accountant and Analyst
Jon Orr joined the ZenStrategies team in 2025 as an Accountant and Analyst, bringing valuable analytical expertise to the firm's Ohio-based clientele. In his role, Jon supports forecasting, financial analysis, automation, and data workflow improvements, helping business owners better understand their financial position and plan for the future. His attention to detail and analytical mindset make him a key contributor to ZenStrategies' technology-enabled accounting approach, ensuring clients receive accurate, timely, and actionable financial insights. Jon's work directly supports the firm's mission of providing clarity and confidence to business owners navigating tax planning, compliance, and strategic growth decisions. As a newer member of the team, Jon brings fresh perspective and modern analytical tools to complement ZenStrategies' decades of combined experience serving Ohio businesses.
Data Intelligence Director
Zach George serves as Data Intelligence Director at ZenStrategies, specializing in transforming complex financial data into clear, actionable business insights for Ohio-based clients. He creates customized dashboards, visual reports, graphs, and analytical tools that help business owners better understand their cash flow, financial performance, and overall business health. Zach's expertise directly supports ZenStrategies' commitment to technology-enabled accounting, ensuring clients have access to regular, meaningful financial reporting that goes beyond standard numbers. His work empowers business owners to make informed decisions with greater confidence, bridging the gap between raw financial data and strategic action. Zach is passionate about making financial information accessible and useful, helping growth-oriented businesses track progress and identify opportunities for improved profitability and sustainable growth.
Client Success Manager
Rachel Hughes is the Client Success Manager at ZenStrategies, where she plays a vital role in ensuring every client receives exceptional service and support. She manages client experience, internal operations, document coordination, office logistics, and project execution, keeping the firm running smoothly behind the scenes. Rachel's organizational skills and attention to detail help ensure that Ohio-based business owners receive timely, accurate support throughout their engagement with ZenStrategies. Her focus on client success reflects the firm's commitment to providing clarity and confidence at every touchpoint, from onboarding to ongoing service delivery. Rachel works closely with the entire team to coordinate projects and streamline communication, making sure clients feel supported and valued as they work toward their financial and business goals.
Fractional CFO cost varies based on the level of financial leadership, reporting, forecasting, analysis, and strategic support a business needs. ZenStrategies’ service package for growth-oriented businesses is listed as starting at $550 per month, while the appropriate scope depends on the company’s operations and goals. A conversation can clarify which combination of CFO, accounting, tax, and reporting services is appropriate.
Talk with ZenStrategies about practical financial leadership for your business.
Share your business goals and current financial needs so the ZenStrategies team can discuss an appropriate advisory approach.
You can also send us a quick email at hello@zenstrategies.net.
You can also send us a quick email at hello@zenstrategies.net.